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Ohio Department of Insurance – Expanded coverage for employer-provided health care eligibility

Agency / Department: Ohio Department of Insurance

Resource: Expanded coverage for employer-provided health care eligibility

Details: Insurers must permit employers to continue covering employees under group policies even if they would otherwise become ineligible due to reduced hours, regardless of any actively at work or similar policy requirements. Insurers are prohibited from increasing premium rates due to decreased enrollment/participation as a result of COVID-19. All insurers must give the option to defer premium payments, interest free, for up to 60 calendar days from its original due date. For ERs with 20+ EEs, as long as one person remains actively employed, eligible EEs may elect to continue COBRA coverage. EEs who lose coverage are eligible for special enrollment period to enroll in new coverage, and premium subsidies may be available.


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